Renewal

As your mortgage term ends, you have a prime opportunity to fine-tune your future vision.

Renewal time is your moment to pause and consider: Is your current mortgage still the best fit for your circumstances? Could there be better products and conditions out there?

Don’t wait for the renewal notice to make its way into your mailbox. Being proactive means starting your research a few months before your term ends. Reach out today to explore if there's a mortgage out there that better suits your needs.

Why Choose Haight Mortgages?

When it's time to renew your mortgage, choosing Haight Mortgages means choosing a path of clarity, customization, and confidence.

Renewal Made Easy

You shouldn't have to worry about renewing your mortgage. I take on the complexities of the renewal process, from paperwork to negotiations, ensuring a seamless transition to your new term. My goal is to deliver a renewal experience where all you need to do is review and approve the best options tailored specifically for you — no stress, no surprises.

Personalized, Expert Advice

There is no one-size-fits-all mortgage. Unlike traditional banks, which might only offer their own products, I provide a personalized service that evaluates offers from a broad spectrum of lenders. This means you get access to the most competitive rates and terms available, carefully selected to support your financial health and long-term goals.

Local Expertise

When your mortgage is up for renewal, you can reevaluate it against the current market conditions. With my extensive knowledge of the Kitchener-Waterloo-Cambridge and Woodstock areas, I bring valuable insights into your renewal discussions. My familiarity with local market trends ensures that you benefit from the most competitive rates and terms available.

Ready to explore your renewal options? I'm here to help. Let's start the conversation.

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Should You Look Into Early Mortgage Renewal?

If you're a year or two away from your mortgage renewal but notice significant market shifts, an early renewal could be a savvy move.

Breaking your mortgage term early does come with its set of considerations—penalties, fees, and the need to weigh the benefits and drawbacks. That's where I come in. I'll help you run the numbers, considering your specific situation, the market trends, and the terms of your current mortgage. Together, we'll assess whether an early renewal leads to savings that justify the initial costs.

When it comes to renewing your mortgage early, timing is everything. Starting the process as early as possible gives us the best chance to carefully review your options, shop around for the best deals, and make a decision that aligns with your financial goals. The more time we have, the better prepared we'll be to seize the right opportunity at the right moment.

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Get in Touch Today

Where it’s your dream home, better cash flow, or simply the best rates available – whatever your goal, I'm here to help you find the path that's right for you.

Apply Now